GerMel Financial Services
Privacy Policy

Privacy Policy for GerMel Financial Services

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Effective Date: 03/06/2025

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GerMel Financial Services (“we,” “our,” or “us”) is committed to protecting the privacy and security of our clients’ personal information. This Privacy Policy outlines how we collect, use, store, and protect your personal and financial information when you access or use our website and bookkeeping services. By using our services, you agree to the terms of this policy.

1. Information We Collect

We collect the following types of information when you use our website or engage with our bookkeeping services:

• Personal Information: This may include your name, email address, phone number, business name, mailing address, and other contact details.

• Financial Information: We may collect data related to your business's financial transactions, including bank account numbers, invoices, and receipts, as part of our bookkeeping services.

• Usage Data: We may collect information about how you access and interact with our website, including IP addresses, browser type, pages viewed, and other similar data, which helps us improve the website’s performance.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and improve our bookkeeping services, including managing your financial records and offering accounting advice.

• To respond to inquiries, questions, and requests for services.

• To send administrative emails and notifications related to your account or service updates.

• To analyze website traffic and improve user experience on our site.

• To comply with legal, regulatory, or contractual obligations.

3. Sharing Your Information

We value your privacy and will not sell, rent, or trade your personal or financial information to third parties. However, we may share your information in the following circumstances:

• Service Providers: We may share your information with third-party service providers who assist us in delivering our services (e.g., cloud storage providers, payment processors). These providers are obligated to protect your data and use it solely to perform services on our behalf.

• Legal Compliance: We may disclose your information if required by law or to comply with a legal process, such as a subpoena or court order.

4. Data Security

We take reasonable measures to protect the information you provide to us. These measures include secure servers, encryption, and restricted access to personal and financial data. However, please note that no method of electronic transmission or storage is 100% secure, and while we strive to protect your personal information, we cannot guarantee its absolute security.

5. Cookies and Tracking Technologies

Our website may use cookies or similar technologies to enhance your user experience, analyze site traffic, and personalize content. Cookies are small text files placed on your device that help us recognize you and remember your preferences.

You can control cookie settings through your web browser, including disabling cookies if you prefer. However, please note that disabling cookies may affect the functionality of our website.

6. Retention of Your Information

We will retain your personal and financial information for as long as necessary to provide our services and comply with our legal and contractual obligations. Once the data is no longer needed, we will securely delete or anonymize it.

7. Your Rights and Choices

As a user, you have the following rights regarding your personal information:

• Access: You have the right to request a copy of the personal and financial information we hold about you.

• Correction: If you believe any information we hold about you is incorrect, you may request that we update it.

• Deletion: You may request that we delete your personal and financial information, subject to any legal obligations we have to retain it.

• Opt-Out: You may opt out of receiving promotional communications from us at any time by following the unsubscribe instructions in our emails or contacting us directly.

To exercise your rights, please contact us at [Insert Contact Email or Phone Number].

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any changes will be posted on this page, and the “Effective Date” at the top of this policy will be updated accordingly. We encourage you to review this policy periodically.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal and financial information, please contact us:

GerMel Financial Services
Email: admin@germelfinancial.com
Website: www.germelfinancial.com

By using our services, you acknowledge that you have read and understood this Privacy Policy.