Your Original Medicare plan has Part A and Part B, as you may already know. Part A pays for your hospital admissions, while Part B is medical insurance that pays for services from doctors, outpatient care, medical equipment, and other healthcare providers. Private insurance companies typically run the other parts, so if you’ve heard about Medicare Prescription Drug Coverage, that’s Part D. What Are Some Drugs Covered By Part B? Your doctor usually administers part B drugs in a hospital setting. They should accept Part B medicare insurance, so you don’t have to pay for them. Here are some examples: Antigens Since antigens are prepared by a doctor and done by a well-instructed person, your Medicare policy usually pays for this. Vaccinations Medicare typically pays for flu vaccines, Hepatitis B vaccines, and pneumococcal vaccines. Other shots that are related to your illness may also be covered. Durable Medical Equipment Supply Drugs Since medical equipment is included in your Part B, drugs administered through them should be covered. For example, a nebulizer and meds for it. Injectable and Infused Drugs These aren’t self-administered and are usually covered by Medicare. How is Part B Different From Part D? Your prescription drugs are covered by Part D. These are the ones that you get refills for at your local pharmacy. What are the usual drugs covered only by Part D? Coverage if you have Medicare. There are two ways you can get it from private insurance companies approved by Medicare.
1. If you join a Medicare Prescription Drug Plan (PDP), that adds to your original Medicare. It can also be added to your Medicare Savings Account, Medicare Private Fee-for-Service (PFFS) plan, and Medicare Cost plan. 2. If you join a Medicare Advantage Plan or Part C. This is like an HMO or a Special Needs Plan (SNP) that includes paying for your prescriptions. You'll get Part A, Part B, and Part D coverages. Regardless of their differences, what is certain is that having both Part B and Part D will get you so many benefits, especially if you have several underlying conditions that need maintenance medication. You also must remember that your drug coverage may change each year, so you need to contact your provider to know if the drugs you take are still covered. At Gee Daniel Insurance Agency, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (831) 920-3536 or Click Here to request a free quote. Topics and coverage discussed in this article are not guaranteed, consult with you
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