Over 40 million Americans have whitened their teeth. And it makes sense why dental care is essential for good health and raising self-esteem. But given that certain dental visits will result in a fee, you might be thinking, "Does insurance cover the whitening of teeth?" While practicing proper oral care helps to lessen the stains, people cannot always avoid them. Dentists classify discoloration into intrinsic and extrinsic factors. Bleaching cannot remove intrinsic stains since they are an inherent part of the tooth's structure, and the possible causes of this kind of stains are genetics and aging. Because it is inherent in the tooth, several procedures are not enough to remove them. What is Generally Covered by Dental Insurance?
Dental insurance partially covers primary care. Cleaning, exams, and x-rays are procedures that aim to identify minor issues before they develop into major ones. Additionally, many dental insurance plans cover both minor and significant operations. A filling is the most frequent basic procedure, while a major treatment is anything that requires more time and energy, like a dental crown. Two Popular Types of Dental Insurance
Do Cosmetic Procedures Get Covered by Dental Insurance? A cosmetic dental procedure is just concerned with the patient's teeth appearance and does not affect their oral health. Unless they are essential parts of procedures that are medically needed, aesthetic dental procedures like teeth whitening are typically not covered by dental insurance. Conclusion Generally, a procedure is typically covered by dental insurance policies if it is truly necessary due to decay, infection, accidents, or injuries. The word "medical necessity" should be used in your contract to specify which treatments are covered under this system. Insurance doesn't normally cover teeth whitening because it's almost considered a cosmetic procedure. But, insurance can offer at least partial coverage of the full operation, including teeth whitening, if it is a part of a medicinal issue. At Gee Daniel Insurance Agency, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (831) 920-3536. Get your free quote today by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!
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