Can I Pick Any Doctor I Want?

​Patients typically go back to the same doctor for several reasons. The most common ones are that your doctor handled your concern well enough that you want them to be your doctor again for future concerns, or they weren't able to treat you during your previous visits efficiently, so you had to keep going back. 

Whether you want the same doctor or a different one, will you be able to choose who you consult with? And will that decision cost you more?

What Your Medicare Supplement Plan is For
You were right when you thought your Original Medicare coverage might not be enough. Having a supplement plan fills in those gaps in your Medicare policy. So if you've had your medicare supplement plan for a while, you should feel proud of yourself. 

The two main reasons why choosing a medicare plan is a good decision are:

1. Reduced costs
   Your supplement plan lowers what you will be paying by covering the other portion your original medicare wasn't able to. 
2. Consultations while traveling
   Your supplement plan pays for 80% of your emergency medical expenses outside the US if you could meet the $250 yearly deductible. And if you can't, you can still get your emergency medical expenses covered for the first 60 days of your trip. 

What Your Medigap Won't Cover
Since it's only a supplement, it is limited. It won't cover your hearing aids, eyeglasses, dentures, or dental services. 

Choosing Your Doctor
Most Medical Supplement plans let you go to any hospital, clinic, and doctor of your choice as long as they accept medicare assignments. You would want to choose those that accept Medicare assignments because they would be able to cover your medical expenses. 

Choice of Doctors
You may think that since a physician has to accept medicare assignments, you'll have a limited selection of doctors. There's a huge network of hospitals and doctors in some state insurance companies that accept medicare assignments. So you won't just get the best one out there, but you also would not be paying too much. 

You will be able to choose from the network of hospitals and doctors and get full coverage if you enroll in a Medicare supplement plan. 

Conclusion
More than ever, people have been choosing a flexible health plan. You want full coverage for your medical expenses and to get the best quality of care with your insurance. Good thing that Medicare Supplement plans have a lot of benefits covered. Be sure to ask before making an appointment. 

At Gee Daniel Insurance Agency, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (831) 920-3536. Get your free quote today by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!