Dental insurance is quickly becoming the most requested insurance product we offer. Many customers have health insurance but no dental or vision. Dental health is also critical to an overall state of wellness.
Important factors to consider regarding dental insurance include: Do you have a current dentist? Are you in pain? Do you have symptoms of dental disease such as bleeding gums, swollen gums or bad breath? Is cost an issue?
Daniel Insurance Agency Inc can help you determine if a HMO or PPO plan is best for you and recommend a plan.
For more information or assistance, contact Daniel Insurance Agency Inc by completing the contact form below, or click HERE to find dental and vision plans in your area.
No waiting periods * Low costs * No annual maximums * No deductibles * Fee schedule versus co-insuranceNegative features of a HMO plan include:
Must use network dentist * Limited number of network dentistPreferred HMO Plan: Delta Dental “Dental Care” Plan
Can use in-network or out-of-network dentists * Preventive services at no cost * Can be bundled with vision plans * Fixed co-pays and co-insuranceNegative features of a HMO plan include:
6-month waiting period for basic services * 12-month waiting period for major services * Annual maximums * Most plans have annual deductiblesDaniel Insurance Agency Inc Preferred PPO Plans: Blue Shield Specialty Duo PPO